div,td,p,ul,select,input {font-family:verdana,sans-serif;font-size:11px;color:#000000;}


p {margin-top:3px;margin-bottom:3px;line-height:16px;}
p.h1 {margin-top:15px;; font-size: 18px; color: #1D3261; text-indent: 20pt}
p.null {margin-top:2px;margin-bottom:1px;} /* paragraphs with no margins */


/*trademark */
.tm {font-size:9px;}

/*headers */
.headers {font-family:verdana,sans-serif;font-size:11px;color:#3AA0A9;font-weight:bold;}

/*header2 */
.headers2 {font-family:arial,helvetica,sans-serif;font-size:14px;color:#737478;}

/*header3 */
.headers3 {font-family:arial,helvetica,sans-serif;font-size:16px;color:#2E8F98;line-height:20px;font-weight:bold;}


a:link {font-family:verdana,sans-serif;font-size:11px;color:#2E8F98;text-decoration:none;font-weight:bold;}
a:visited {font-family:verdana,sans-serif;font-size:11px;color:#000000;font-weight:bold;}
a:active {font-family:verdana,sans-serif;font-size:11px;color:#000000;font-weight:bold;}
a:hover{font-family:verdana,sans-serif;font-size:11px;color:#000000;font-weight:bold;}


body {font-family:verdana,sans-serif;font-size:11px;color:#000000; }